Privacy Policy for 12Budget

1. Overview

This Privacy Policy describes how 12Budget (“we”, “our”, “us”) collects, uses, stores, and protects your information when you use our mobile application.

By using 12Budget, you agree to this Privacy Policy. If you do not agree, please do not use the application.

2. Information We Collect

We collect the following types of information:

Personal information you provide

• Account information (email address, login data)
• Password (if authentication is used)
• Financial data (transactions, accounts, budgets)

App usage data

• Device information (model, OS version)
• App usage and interaction data
• IP address (for security and diagnostics)

Location data

We do not actively collect precise location data. If collected, it is only used for basic app functionality.

3. How We Use Information

We use your data only to:

• Provide core app functionality (budget tracking, expenses, accounts)
• Synchronize data across devices (if enabled)
• Improve app performance and stability
• Provide customer support
• Ensure security and prevent fraud

4. Data Storage

Your data is stored:

• Locally on your device (SQLite database)
• In cloud storage (Supabase), only if you enable synchronization

We store data only as long as it is needed for app functionality or until you delete your account.

5. Data Sharing

We do not sell your personal data.

We may share data only with trusted service providers required for app functionality:

• Supabase (cloud database and authentication)
• Analytics and crash reporting tools (if enabled)

All third parties are required to protect your data and use it only for provided services.

6. Data Security

We use reasonable technical and organizational measures to protect your data.

However, no system is 100% secure, and we cannot guarantee absolute security of transmitted or stored data.

7. Data Retention and Deletion

We keep your data only as long as necessary to provide the service.

You may:

• Delete your data through app settings
• Stop using the application at any time

After deletion, data is removed or anonymized where possible.

8. Children’s Privacy

12Budget does not knowingly collect data from users under 18 years of age.

9. Third-Party Services

The app may use third-party services such as:

• Supabase (database and authentication)
• Google services (if analytics or crash reporting is enabled)

These services have their own privacy policies.

10. Changes to This Policy

We may update this Privacy Policy from time to time.

Changes will be posted inside the app or updated in the published version.